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Property Insurance in Wenatchee and Cashmere, WA

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Mitchell, Reed & Schmitten Insurance, Inc., we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Mitchell, Reed & Schmitten Insurance, Inc. who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Mitchell, Reed & Schmitten Insurance, Inc. before making a decision.

Our Locations

*Wenatchee Location

124 E Penny Road, Suite 101
Wenatchee, WA 98801
Main office: 509-665-0500
Toll free: 800-253-1442
Fax: 509-664-4004

Cashmere Location

117 Aplets Way
Cashmere, WA 98815
Main office: 509-782-2751

Chelan Location

329 E Woodin Ave
Chelan, WA 98816
Main office: 509-888-4348

Cle Elum Location

803 W 1st Street
Cle Elum, WA 98922
Main office: 509-674-4433

Ellensburg Location

101 W University Way
Ellensburg, WA 98926
Main office: 509-962-0902

Leavenworth Location

980 Highway #2
Leavenworth, WA 98826
Main office: 509-548-6050

Yakima Location

5800 Summitview Ave
Yakima, WA 98908
Main office: 509-454-5156

Our Providers

Testimonials

Stephanie is so helpful and responsive to all emails, questions, changes and updates. Thank you!!
Tiana Duvauchelle
I've been a MR&S client for 15+ years. They pay attention to my needs and goals and are methodical and strategic when recommending changes to my various policies - something you can't get from an exclusively online provider or single carrier.
Coy S.